Viral Moment of Ibu Iriana Sitting on the Side of the Road Waiting for President Jokowi to Perform Friday Prayer
Video of Ibu Iriana sitting on the side of the road goes viral on social media.
Dream - BTN Sharia, Sharia Business Unit of PT Bank BTN Tbk reported a net profit growth of around 50 percent in semester I-2023 to Rp281.21 billion. In the same period last year, BTN Sharia's profit reached Rp190.90 billion.
This positive achievement of BTN Sharia is supported by stable business growth, including Sharia financing which grew by around 16 percent to Rp33.90 trillion at the end of June 2023.
In addition to financing business, BTN Sharia also recorded double-digit growth in third-party funds (DPK) receipts. BTN Sharia's cheap money business throughout semester I 2023 reached Rp34.93 trillion, an increase of 14.56 percent compared to the same period last year of Rp30.49 trillion.
With this achievement, BTN Sharia's assets also grew by 14.69 percent to Rp46.27 trillion compared to the same period last year of Rp40.35 trillion.
As for conventional BTN Bank itself, it recorded credit and financing disbursements of around Rp308 trillion throughout semester I 2023. BTN's achievement grew by 7.52 percent compared to the same period last year of Rp286.15 trillion.
“The financial performance in the first semester of this year is indeed more challenging. We are optimistic that until the end of 2023, we can still achieve positive financial performance according to the set targets. We are also still in the process of building a more modern and current BTN Bank,” said Nixon LP Napitupulu, President Director of BTN Bank, quoted from Liputan6.com, Friday, July 21, 2023.
Nixon revealed that housing credit disbursements still dominate the company's total credit in semester I 2023. The housing credit disbursed by BTN Bank until the end of June 2023 reached Rp269.48 trillion.
From that amount, Subsidized Home Ownership Credit (KPR Subsidi) in semester I/2023 still contributes the most with a value of Rp152.17 trillion, an increase of 10.86 percent compared to the same period last year valued at Rp137.25 trillion.
Meanwhile, Non-Subsidized Home Ownership Credit (KPR Non Subsidi) grew by 6.49% to Rp90.83 trillion in semester I 2023 compared to the same period last year of Rp85.30 trillion.
“We drive credit while paying close attention to prudence principles. Our Gross NPL ratio is still well maintained at 3.66%. Until the end of this year, we hope to lower the NPL ratio below 3%,” said Nixon.
In terms of DPK, as liquidity tightens in the banking industry, BTN Bank managed to increase DPK in semester I 2023 to Rp313.26 trillion, an increase compared to the same period last year which was Rp307.31 trillion.
Of that amount, the acquisition of cheap funds or CASA reached Rp170.22 trillion, an increase of about 24 percent compared to the end of June 2022 of Rp137.45 trillion.
Throughout semester I/2023, BTN Bank's net profit grew to nearly Rp1.5 trillion, an increase compared to the same period last year of Rp1.471 trillion.
Meanwhile, BTN Bank's total assets until the end of June 2023 increased to Rp400.54 trillion compared to the same period last year of Rp381.74 trillion.
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