Dream Day: Sharia Insurance for the Right Target

Dream - For some people, life insurance is often considered unimportant. The number of unreliable insurance companies makes people reluctant to register.

In the Dream Day Ramadan Fest event, Lailatul Mauliyah Zubaidah, Head of Marketing Customer Prudential, said that the lack of awareness of future risks makes people ignore them. 

"Usually people think 'later is fine', especially if it hasn't happened yet. But death, destiny, and sustenance are unpredictable. So let's prepare before it happens," said Lailatul Mauliyah Zubaidah at Dream Day Ramadan Fest, Saturday, April 8, 2023. 

Minimizing risks can be done by having life insurance. With a sharia-based system, Prudential provides many benefits for future needs.

When using insurance, we can have a life plan. Knowing the definite savings goals. For example, if someone has an accident, gets sick, or dies, they already have savings.

In financial planning, protection is one of the most basic needs. Financial management such as retirement, education savings, emergency funds, and others are needed.

Insurance becomes one of the emergency solutions for the future so that funds for basic needs are not used.

The withdrawal of funds also does not require a complicated process. If you need money, the policyholder can make a request.

"The withdrawal is adjusted accordingly. For example, if you want to withdraw for junior high school, high school, or college. So there's no need to worry because it's not complicated. After the money is withdrawn, it will be issued monthly. So it's very economical for needs," said Lailatul Mauliyah Zubaidah. 

Seeing the diverse needs, Prudential has the basic principle of life insurance 'mutual help'. The system is a gift where policyholders can help each other.

"The values contained in this sharia insurance are mutual help. Participants together achieve more blessed financial goals," said Lailatul Mauliyah Zubaidah. 

Since its establishment 27 years ago, this company has managed funds reaching 2 trillion. 530,000 participants from all over Indonesia entrust their money to Prudential.

The good news is that this life insurance is not only for Muslims. All Indonesian citizens can register. The management of the money is fair and transparent. Policyholders can access it through the official Prudential website.

Lailatul Mauliyah claims that this insurance is affordable, only Rp 200,000-300,000 per month according to each person's needs. It can be ensured that the price of the product is affordable for anyone.

Photo: Deki Prayoga/Dream

It should be noted that insurance is not a means to seek profit. But a way to manage finances well. For customers who are not yet married, it is recommended to have health and accident insurance. While those who are already married can have funds for their children's education and others.

"Products are tailored to the needs of children. If you're still a millennial, register for health or accident insurance. We have to protect ourselves first before others. Meanwhile, for those who are married, insurance for children's education can be recommended," she said. 

Report: Nur Rahma