Sure! Here’s the translation of the provided text while preserving the HTML tags: "Dream - A house is very important for everyone. Boards have become a basic necessity. Because of this, even though the prices are sky-high, many people have to struggle to save money to buy a house. Some people are even willing to save for years to have their own residence. However, besides money, there is another important thing to consider before buying a house, which is checking the letters or documents from the house seller."

Based on the type of rights, there are three letters that serve as proof of an individual's ownership of land and buildings, namely:
Sertifikat Hak Milik (SHM)
Sertifikat Hak Guna Bangunan (SHGB)
Sertifikat Hak Pakai (SHP)

The Sale and Purchase Deed (AJB) contains details of the sale and purchase transaction as stated in the SHM. If you buy a second-hand house, you must ask the seller to show the AJB to find out if the information is in accordance with the SHM.

"The IMB certificate contains information about the area of the building, land, and land ownership. This certificate is issued by the local government (Pemda). Make sure the house you are going to buy has an IMB certificate, so you won't face fines or forced demolition of the house."

"Next, there is a property tax letter that can be used to prove that the previous homeowner was diligent in paying taxes. Don't forget to request proof of property tax payment for the last few years. This way, when buying, we will not be penalized if the previous owner neglected to pay."

"When buying a second-hand house, don't forget to check the house's bill documents, such as water, telephone, internet, and electricity. "Don't let yourself be burdened by fines because the previous owner was not disciplined in paying those bills," wrote @kemenpupr."