Tips for Managing Finances for the Sandwich Generation, So You Can Still Heal

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"Tips for Managing Finances for the Sandwich Generation, So You Can Still Heal"

The sandwich generation often complains about money disappearing for others, maximize your money management with these tips!

"Dream - Most people have the desire to welcome the long year-end holiday with a vacation. This moment of the new year is intended to be celebrated with all the luxury and fun. However, some must think twice when wanting to use their money for vacation needs. This may be experienced by the sandwich generation who cannot freely manage their financial conditions. The sandwich generation refers to the group that grows up and is caught in the middle of the responsibilities of two generations, namely taking care of parents and other family members."

Tips for Managing Finances for the Sandwich Generation, So You Can Still Heal

"Certified Financial Planner OneShildt, Agustina Fitria said that the majority of Indonesians are Sandwich Generation. According to Agustina, this hot phenomenon also poses a significant challenge."

“On the positive side, they are devoted to their parents, but they must manage their finances for their children to ensure their needs are met, and their parents’ needs are also met; in the end, they do not leave enough space for themselves.”

Agustina expressed at the Jenius Financial Class: Financial Check-Up to Realize Healthier Finances in Jakarta, Thursday, December 21, 2023.

The translation of "Perlunya Financial Check Up" to English is "The Importance of Financial Check Up."

"According to him, this sandwich generation needs to understand financial planning or financial targets. They are also advised to do a financial check-up to know their financial condition."

"Every person needs to apply healthy finances, whether young or old, single or already married, to anticipate any major changes in their finances."
The translation of "ujarnya" to English is "he said." So the text with preserved HTML tags would be: "he said."

The text "Dream.co.id." does not require translation as it is a proper noun (a website name). It remains the same in English: "Dream.co.id." If you need any specific formatting or additional context, please let me know!

"Agustina, who is also an expert in financial planning, said that there are three basic references for checking finances. Some of the indicators are positive cash flow, availability of emergency funds, and adequacy of health and/or life protection."

"He added that there are also several solutions to improve finances so that the rate of income does not inversely correlate with expenses."

"It emphasizes the need for a financial surplus, which can be achieved by conducting 4 stages of a financial check-up. 1. Create a budget. 2. Record income & expenses. 3. Prioritize important & urgent needs. 4. Review at least once a year. From the reports obtained, healthy money has an ideal emergency fund ratio of 3-6 months of monthly salary. Savings should also be routine with an ideal portion of at least 10 percent."

"The last point, the sandwich generation needs to invest as early as possible so that their savings do not just stagnate and get eroded by inflation. This investment should be at least 5 percent to 10 percent of their expenses, which also goes into an emergency fund. The existence of investments can also serve as support for retirement funds for the sandwich generation. At the very least, the total debt should be less than the income and savings available. (Report: M Bintang Alfan Nur Fauzi)"

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"Tips for Managing Finances for the Sandwich Generation, So You Can Still Heal"

“On the positive side, they are devoted to their parents, but they must manage their finances for their children to ensure their needs are met, and their parents’ needs are also met; in the end, they do not leave enough space for themselves.”

The translation of "Perlunya Financial Check Up" to English is "The Importance of Financial Check Up."

"Every person needs to apply healthy finances, whether young or old, single or already married, to anticipate any major changes in their finances."The translation of "ujarnya" to English is "he said." So the text with preserved HTML tags would be: "he said."

"Every person needs to apply healthy finances, whether young or old, single or already married, to anticipate any major changes in their finances."
The translation of "ujarnya" to English is "he said." So the text with preserved HTML tags would be: "he said."