Sealin assistance without interest, the MSMEs also receive guidance and development of MSMEs through collaboration with Astra, Astra Group Foundation, Non-Astra Foundation, and the government. The capital assistance in this stage 3 revolving fund program comes from the FIFGROUP Sharia Social Fund, which focuses on the development of MSMEs, namely the utilization and distribution of social sharia funds that are appropriate and effective to the community by prioritizing transparency.

The journey of FIFGROUP's fostered MSMEs began in 2016 with 26 MSMEs receiving assistance and a value of Rp65 million. The number increased in 2017 with 35 MSMEs and a disbursed fund of Rp124.5 million. In 2018, the number of recipients almost doubled to 67 MSMEs with a fund assistance of Rp152.5 million. In 2019, assistance was given to 97 MSMEs (Rp298 million), in 2020 there were 54 MSMEs (Rp206.5 million), in 2021 there were 524 MSMEs (Rp1.4 billion), and in 2022 there were 600 MSMEs (Rp2 billion). Throughout the 7-year journey, the total funds disbursed amounted to more than Rp4.3 billion to 1,403 MSMEs.

In order to maintain the sustainability of this program, FIFGROUP also continues to monitor the health level of MSMEs with the current rate index (on-time payment index), which is the percentage of timely repayment of funds paid not exceeding the due date in the current month. The target current rate is 93.5%, and the achievement of MSMEs in FIFGROUP since the beginning of 2023 is at 98.91%, which means almost all of these MSMEs are healthy and committed to repay the revolving funds with a high repayment rate, so that this Revolving Fund program can continue into the following year.

The translated text while preserving the HTML tags is as follows: "UMKM given revolving funds are divided into several parts with a minimum installment period of 10 months, 12 months, and up to a maximum of 36 months. The division is as follows: UMKM New Customer (Rp 2,000,000), UMKM Repeat Order first (RO) (Rp 3,000,000), UMKM Repeat Order second (RO) (Rp 4,000,000), UMKM Foundation (Rp 5,000,000 - Rp 25,000,000)."

Management Department Head, Charles DW Simaremare, said that this activity is to support Environment, Social, and Governance (ESG) by encouraging the implementation of the Sustainable Development Goals (SDGs) program number 8, which is Decent Work and Economic Growth. "And one of the initiatives that FIFGROUP is doing is through the Dana Bergulir program, which is the development of MSMEs. Hopefully, MSME actors who participate in today's activities can take positive values and implement them in their respective businesses," said Charles in his statement, quoted on Thursday, November 30, 2023.