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"How is the Law of Paying Zakat Online? Here is an Important Explanation to be Observed by Muslims."

Dream - Technological advancements have significantly changed the lifestyle of society in various aspects of their lives. One of the drastic changes is in the way financial transactions are conducted. People who used to do transactions face-to-face have now switched to using e-commerce or other electronically connected services through the internet. Dear Dream friends, surely you have often used it, such as when using online transportation services or shopping online. Not only that, you can now also make online zakat payments.

"At the end of the month of Ramadan, many Muslims rush to fulfill the obligation of paying zakat fitrah. So, what is the ruling on paying zakat online because one of the conditions of zakat is the mutual agreement between the giver and the recipient of zakat?"

What is the Law of Paying Zakat Online? Here's the Important Explanation for Muslims to Note
Syarat Wajib Zakat

"Mandatory Conditions for Zakat"

"Before understanding it, Dream's friend who wants to pay zakat must first know the obligatory conditions of zakat. The following are the conditions as quoted from zakat.or.id:"

1. Islam

A person who intends to pay zakat must be of the Islamic faith. As it is known, zakat is the fifth pillar of Islam. Now, although one of the recipients of zakat is a convert, the obligation to pay zakat only applies to those who are of the Islamic faith.

2. Independence

The next mandatory requirement is freedom. In the sense that it has been sufficient and has met the requirements for giving zakat.

               

3. Perfect Ownership

The following is the translation of the given 'Bahasa' text to 'English' while preserving any html tags: "The wealth that will be subject to zakat must be fully owned and controlled by independent Muslims. Meanwhile, the wealth that is jointly owned by Muslims and non-Muslims can only be taken from the Muslims' portion to be used as zakat."

4. Good Effort

Zakat must come from good income. In this case, the fuqaha encompass all income and wages as 'Mal Mustafad', which is a new acquisition included in the estimation of taxable wealth sources.

5. Enough Nisab

The following is the translation of the 'Bahasa' text to 'English' while preserving any html tags: "Wealth that has reached the nisab threshold is obliged to pay zakat. Nisab itself is the minimum amount that determines whether a wealth should be given out or not. Nisab is determined using the value of gold, which is 20 misqal of gold equivalent to 85 grams of gold or 196 grams of silver at that time."

6. Sufficient Haul

The meaning is a full year, which is 354 days according to the Hijri calendar or 365 days according to the Gregorian calendar. For income zakat, the duration of one year is the period of consolidating the income for calculating income zakat.

"Benefits of Zakat"

"Zakat has many benefits, both for individuals and society as a whole. Here are some main benefits of zakat:"

1. Help those in need

Zakat helps alleviate the burden of those who are less fortunate, including the poor, orphans, widows, and those in need of financial assistance. This helps improve economic inequality and enhance social welfare.

2. Maintaining Social Justice

Zakat plays a role in maintaining social justice by ensuring that wealth is distributed fairly among society. This helps prevent the concentration of wealth in the hands of a few individuals while many live in poverty.

3. Asset Cleaning

Zakat cleanses a person's wealth from the traits of greed and selfishness. By giving a portion of their wealth to those in need, individuals eliminate the traits of greed and selfishness within themselves.

4. Improving Social Solidarity

Zakat strengthens social ties within society by encouraging mutual care and assistance. This helps strengthen relationships between individuals and groups within the community.

5. Blessings and Blessings

Giving zakat is believed to bring blessings and abundance in a person's life. In a spiritual context, giving zakat is considered an act of worship that brings rewards and brings one closer to God.

6. Encouraging Economic Prosperity

By strengthening the economy of the less fortunate through zakat, the whole society can experience healthier economic growth. Those who receive zakat can use the funds for investment in education, health, or other productive endeavors, which in turn can help improve their well-being and reduce dependence on financial assistance.

7. Reducing Poverty

Zakat can be an effective instrument in reducing the level of poverty by providing resources to those in need to improve their living conditions.

Can Zakat be Paid Online?

Can Zakat be Paid Online?

Basically, ijab qabul is not included in the pillars of zakat, nor is it a condition for zakat to be valid. Zakat is different from wakaf, buying and selling agreements, debts, pawn, and the like.

The most important thing about zakat is the zakat giver, zakat wealth, and zakat recipients. A muzakki must be someone who has wealth reaching the nisab or has fulfilled the obligatory zakat criteria. Then, zakat wealth is the wealth that is allowed to be used as zakat. And zakat recipients are the people who are entitled to receive it. Another important thing about zakat, although it is not necessary, is the zakat delivery, namely the zakat statement and the prayer of the zakat recipient.

In this matter, according to Sheikh Yusuf Al-Qardhawi in his book Fiqhuzzakat, a zakat giver does not have to explicitly state to the recipient that the funds given are zakat. Therefore, if a zakat giver does not declare to the zakat recipient that the money given is zakat, then the zakat remains valid. Thus, paying zakat online to zakat collecting institutions is permissible in Islam.

However, individuals who distribute their zakat funds online through zakat amil institutions should also be accompanied by written zakat confirmation. This confirmation is a form of zakat statement. With the zakat confirmation or transfer to the zakat account, it can make it easier for the amil to distribute zakat assets to those who are eligible to receive them.

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