Sad to See! This Ice Vendor's Goods Spilled and Scattered Because the Table Couldn't Support Them
Due to a broken table, this vendor suffered losses as his ice spilled and scattered.
Dream - This is the story of a woman who was trapped in debt reaching US$80,000 or equivalent to Rp1.19 billion. Her story went viral because of her ability to pay off the debt using the cash stuffing method.
The woman is Jasmine Taylor (31) who lives in Amarillo, Texas, United States. In January 2021, she owed around US$60,000 in student loans, US$9,000 in credit card debt, and US$10,000 in medical debt.
"I was 30 years old and tired of being in financial difficulties. I have a degree, no job, a lot of debt, and no functioning budget," said Taylor quoted from USA Today.
Taylor made various efforts to earn money such as doing food and recipe delivery, giving coupons, online surveys, transcriptions, and many more.
This woman then discovered the cash stuffing technique from YouTube. In simple terms, this term means collecting cash.
The method used is to allocate cash for various expenditure categories and put them into envelopes.Â
Until February 2021, Taylor tried to allocate cash and put them into envelopes. She also shared her experience on social media.Â
Many people are interested in the form of the envelopes and the various storage tools used by Taylor. She also made them herself.
"It's just something about dealing with real cash and seeing my money stored in envelopes, which is really like pressing a button in my head," she explained.
Taylor does not have a steady income yet, but she used the spring 2021 stimulus check to start her business, Baddies & Budgets.
She now runs the company full-time, selling glitter binders with cash envelopes, as well as wallets for daily expenses. Taylor also earns money from YouTube and other social media collaborations.
"From April to December 2021, I paid off US$30,000 in debt and the rest, I paid off in 2022," said Taylor.
She started paying off the debt with smaller amounts and then moved on to larger amounts, calling her financial achievement "real".
"It feels desperate when you are deep in a bad financial situation," said Taylor.
The Cash Stuffing method used by Taylor uses two different types of envelopes. Envelopes for variable expenses (gas, groceries, dining out), as well as envelopes for emergency or indirect expenses (insurance/car maintenance, travel, vacation).
"Instead of waiting until you get a nail in your tire and then having to pay US$300 for a tire, you set aside 10 or 12 dollars from each paycheck," said Taylor. (x)
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@baddiesandbudgets Cash Stuffing my Weekly Envelopes #cashstuffing #cashenvelopes #budgetbinder ♬ original sound - Cash Stuffing & Budget Binders
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