Dream - The Financial Services Authority (OJK) plans to make motor vehicle insurance mandatory starting from 2025. This step is in accordance with the implementation of the Financial Sector Development and Strengthening Act (UU P2SK).
The text translates to: "The Executive Head of Insurance Supervision, Guarantee, and Pension Funds, as well as a member of the Board of Commissioners of the Financial Services Authority (OJK), Ogi Prastomiyono, explained that currently vehicle insurance is voluntary. However, this voluntary nature is changed in the Insurance and Pension Funds Law (UU) P2SK. 'Vehicle insurance can become mandatory,' said Ogi in an interview with a television media, quoted from liputan6.com, Wednesday, July 17, 2024."
Ogi explained that what is meant by mandatory is that motor vehicle owners who purchase through financial institutions are required to insure their vehicles. He mentioned that this rule has been implemented in several countries around the world, including in Southeast Asia (ASEAN).
"Starting from January 2025"
"Oleh karena itu, Indonesia mengadopsinya dalam UU P2SK. Nantinya, aturan ini akan dirinci dalam Peraturan Pemerintah (PP) sebagai payung hukum dengan inisiator Kementerian Keuangan (Kemenkeu). “Kami sudah mendiskusikan hal ini dan kami mengharapkan Peraturan Pemerintah mengenai asuransi wajib itu sesuai dengan UU paling lambat 2 tahun sejak UU P2SK. Artinya itukan Januari 2025,” ucap Ogi."
After the PP is issued, OJK with the legal umbrella will compile OJK regulations related to mandatory vehicle insurance. Ogi said, regarding industry preparation and readiness, there is already vehicle insurance although it is not mandatory. This means that adjustment to the regulations will be easier.
The mandatory insurance for motor vehicles is based on mutual cooperation. With this, if there is a traffic accident involving many parties, the losses can be minimized.
One of his homework is the mechanism of mandatory insurance implementation for motor vehicles. In this case, a platform is needed that can be used to find out the insurance used by each motor vehicle.
"Are we coordinating with the police who handle the vehicle registration certificate (STNK), then which company does it, is it a consortium?"
he said.
"Dream.co.id."
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