Third, the indication of IGM's loss on Pawnshop Deposits and Interest worth Rp38.06 billion at Bank Oke. Fourth, the indication of IGM's loss worth Rp18 billion on the refund of down payment from MMU not credited to IGM's account. Fifth, expenditure of funds and cost burden without transaction basis indicates IGM's loss of Rp24.35 billion.

The following is the translation of the given text from 'Bahasa' to 'English' while preserving any HTML tags: "Keenam, the distribution collaboration between TeleCGT and PT ZTI without adequate planning indicates losses for IGM amounting to Rp4.5 billion due to payments exceeding the invoice amount and potentially causing losses for IGM amounting to Rp10.43 billion for unsold TeleCGT stocks. 'The seventh is a loan through fintech amounting to Rp1.26 billion,' said Shadiq."

Eighth, mask business activities without adequate planning indicate fraud amounting to Rp2.6 billion due to the decrease in mask inventory value which potentially results in a loss of Rp60.24 billion due to PT Promedik's bad debt and Rp13.11 billion worth of remaining mask inventory. Ninth, the purchase and sale of panbio rapid tests by PT IGM without adequate planning indicate fraud and potential losses amounting to Rp56.70 billion due to PT Promedik's bad debt.