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Dream - Every month, banks will charge a monthly administrative fee to their customers. The amount depends on the type of card, ranging from Rp7,500 to Rp20,000. In the banking world, administrative fees are very common. In fact, the Financial Services Authority (OJK) provides banks with the opportunity to implement this. So, why do banks deduct their customers' balances every month?
Quoted from Merdeka.com, bank administration is used for the maintenance of savings or current accounts, issuance and replacement of ATM/debit cards or credit cards.
In addition, bank administration fees are also used for interbank transfer costs through electronic services such as interbank transfers or overseas transfers.
Then used to print bank statements or transaction reports periodically, using banking facilities such as checks, blank checks, and drafts.
Similarly, for customers who have SMS banking, internet banking, or mobile banking services, administration fees also contribute to the maintenance of these services.
The administration fee actually also contributes to the addition of automated teller machines (ATMs) and banking technology updates. It can be said that the administration fee also helps with banking operations.
BCA1. Xpresi BCA Stage Rp10.000 2. Debit BCA silver/blue-Mastercard Rp15.000 Debit BCA silver/blue GPN Rp 14.000 3. Debit BCA Gold-Mastercard Rp17.000 Debit BCA Gold-GPN Rp 16.000 4. Debit BCA Platinum-Mastercard Rp20.000 Debit BCA Platinum GPN Rp19.000 5. BCA Dollar USD1/SGD2
BNI1. BNI Taplus Rp11.0002. BNI Taplus Bisnis Rp 10.0003. BNI Taplus Muda Rp5.000BRI1. BRI BritAma (balance less than Rp10,000,000): Rp11,000.2. BRI SimpedesBRI admin fee for any balance: Rp5,500.BRI admin fee at the teller (less than 5,000,000): Rp10,000.
Mandiri1. Rupiah Savings Rp12,5002. Mandiri Business Savings Rp12,500End of month balance below Rp10 million, deducted Rp25,0003. Mandiri NOW Savings Rp5,0004. Mandiri Payroll Savings Rp0 - Rp12,500 (according to negotiation result)Payroll Online Savings, Rp12,500
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