Dream - A home is very important for everyone. Shelter is a basic necessity. Therefore, even though the price is sky-high, many people have to work hard to save money to buy a house. Some people are even willing to save for years to have their own dwelling. However, besides money, there is another important thing to consider before buying a house, which is to check the letter or documents from the home seller.

Based on the type of rights, there are three letters that serve as proof of someone's ownership of land and buildings, namely: Certificate of Ownership (SHM), Certificate of Right to Build (SHGB), and Certificate of Right to Use (SHP).

The following is the translation of the 'Bahasa' text to 'English' while preserving any HTML tags: "The Deed of Sale and Purchase (AJB) contains information about the sale and purchase transaction stated in the SHM. If you are buying a second-hand house, then you must ask the seller to show the AJB to find out if the information is in accordance with the SHM."

The following 'Bahasa' text translated to 'English' while preserving any html tags: "IMB certificate contains information about building area, land, and land ownership. This certificate is issued by the local government (Pemda). Make sure that the house you are going to buy has an IMB certificate, in order to avoid fines or forced demolition of the house."

Next, there is a letter from the UN that can be used to prove that the previous homeowner was obedient in paying taxes. Don't forget to ask for proof of payment of taxes, for the past few years. So that when buying, we will not be subject to penalties if the previous owner was negligent in paying.

When buying a used house, don't forget to check the house billing documents, such as water, telephone, internet, and electricity. "Don't be burdened with fines because the previous owner was not disciplined in paying those bills," wrote @kemenpupr.