When is the Right Time to Prepare for Inheritance?

When is the Right Time to Prepare an Inheritance?

When is the Right Time to Prepare for Inheritance?

Dream - In the midst of changing times and increasingly challenging lives, as the backbone of the family, a father or mother must make preparations to protect the future of the family. Moreover, no one knows when death will come.

"Unfortunately, the data report revealed by Prudential Indonesia shows a different story. There are still many Indonesian people who have not prepared for the future and even do not understand when the right time is to start preparing for inheritance. "

"In Indonesia, we still do not know when is the right time to start preparing for inheritance. 64% of Indonesian society is not ready for their old age even though they are still in their productive age."

"Expressed by Chief Human Resources and Community Investment Officer of Prudential Syariah, Indrijati Rahayoe, at the Launching of PRUAnugerah Syariah event, Wednesday, October 4, 2023."

"When is the right time?"

One frequently asked question is when is the right time to start preparing for inheritance. Financial Expert, Rista Zwestika, believes that preparation should ideally begin as soon as possible. The reason, according to Rista, is that we cannot predict what will happen in the future. With unexpected events that can occur at any time, better financial preparation is one of the best ways to face them.

"One year ago, my husband passed away and I wondered about our children. The risk of not being able to choose when and with whom, nobody knows if they will still be alive tomorrow or not. So this insurance minimizes the risk, whether we exist or not, our children can continue their lives without becoming a burden."

clear Rista Zwestika, Financial Expert at the PRUAnugerah Syariah event as well.

"Why is Financial Preparation Important?"

Many people feel that financial preparation for old age is not necessary because they are still in their productive age. However, Sahabat Dream needs to pay attention to long-term needs, especially in uncertain situations like the COVID-19 pandemic some time ago. "It is very important to plan finances. In the past two years, because of COVID-19, 2000 children in one city became orphans due to COVID-19," added Rista Zwestika. There are many ways to invest inheritance, ranging from property to gold. However, one important component in preparing for inheritance is sharia life insurance.

Smart Ways to Prepare for Inheritance

The smart way to prepare for inheritance is by calculating it accurately. Rista Zwestika, Financial Expert recommends multiplying the annual income by 10 years.

Why 10 years? With the hope that in the first 10 years, the left-behind family does not need to seek additional income because the emotional and mental situation may still be unstable. With this inheritance, the left-behind family can still live a safer life.

"\u201dStarting from the understanding of the Indonesian society's need for long-term financial planning, PRUAnugerah Syariah is present for Indonesian people who are in their productive age to prepare the best inheritance for their beloved family. Through PRUAnugerah Syariah, participants will receive Insurance Benefits up to 150% since the beginning of their participation,""

"clearly stated Paul S. Kartono, Chief Financial Officer of Prudential Syariah on the same occasion."

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