KSP: Tapera is not a salary cut or contribution, this is a savings that can be withdrawn upon retirement

Istana: Tapera Bukan Potong Gaji atau Iuran, Ini Tabungan yang Bisa Ditarik Saat Pensiun

Palace: Tapera is not a salary cut or contribution, this is a savings that can be withdrawn upon retirement.

Dream - Head of Presidential Staff (KSP) Moeldoko speaks out about the People's Housing Savings (Tapera) program, which has sparked many protests due to the reduction in employees' income caused by the deduction of contributions. Moeldoko explains that Tapera is a program prepared by the government to address the problem of housing ownership gaps (backlog) currently occurring in society.

KSP: Tapera is not a salary cut or contribution, this is a savings that can be withdrawn upon retirement

The program is designed in the form of savings for workers who have housing ownership financing facilities from general financing.

"So I want to emphasize that Tapera is not a salary cut or a contribution, Tapera is a savings. It is indeed mandatory according to the law. The form will be determined later for those who already have a house, whether they have to build a house or not. In the end, when they reach retirement age, they can withdraw it in the form of money or as a fertilization."

Moeldoko's words in the press conference, at the Presidential Staff Office, Jakarta, Friday, May 31, 2024.

Although so, Moeldoko doesn't close his eyes to the provision of Tapera program participation which will be mandatory for all private workers who receive salaries above the regional minimum wage (UMR).

This provision is mentioned in Law Number 4 of 2016 concerning the People's Housing Savings (Tapera) along with its implementing regulations Government Regulation Number 21 of 2024 concerning Amendments to Government Regulation Number 25 of 2020 concerning the Implementation of People's Housing Savings. Moeldoko believes that the Tapera program will be able to provide a solution for workers to have housing. Through this program, issues related to the gap between income and housing inflation can be overcome.

Because, through the Tapera program, BP Tapera will carry out the fertilization of managed funds. This fund will be used to provide financing for home ownership to participants who meet the requirements.

"I hope the community will give the government the opportunity for workers to provide the best way to meet the housing needs of the community,"
he said.

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As information, the government will require private and independent workers with salaries or income above the minimum wage to become participants of Tapera.

"Salary Deducted by 3 Percent".

The following is the translation of the given 'Bahasa' text to 'English' while preserving any HTML tags: "The participants will be charged a Tapera contribution of 3 percent. For private sector workers, a contribution of 0.5 percent will be borne by the employer, while the remaining amount will be paid by the workers themselves."

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Palace: Tapera is not a salary cut or contribution, this is a savings that can be withdrawn upon retirement.

"I hope the community will give the government the opportunity for workers to provide the best way to meet the housing needs of the community,"he said.

"Salary Deducted by 3 Percent".

"I hope the community will give the government the opportunity for workers to provide the best way to meet the housing needs of the community,"
he said.