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Dream-\u00a0The implementation of the social security program is one of the obligations and responsibilities of the state in providing social and economic protection to the community. Therefore, BPJS Employment was formed to provide social security, which helps the community access health services and obtain financial protection both while working and when losing employment.
"For the benefits provided by BPJS Ketenagakerjaan, among others, are Old Age Insurance (JHT), Work Accident Insurance (JKK), Death Insurance (JKM), Pension Insurance (JP), and Unemployment Insurance (JKP)."
Then what if the BPJS Employment belongs to someone who has passed away, can the balance be withdrawn? In Article 31 of Law Number 40 of 2004 concerning the National Social Security System. If the BPJS Employment participant is registered in the JKK program, the JKM benefits can be withdrawn and given to the heirs of the deceased worker.
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Apart from the JKK program, participants of BPJS Employment can also withdraw benefits from the JHT program for their rightful heirs. "If the participant passes away, their rightful heirs are entitled to receive Old Age Security benefits," as stated in Article 37 Paragraph 4.
If the participant dies before reaching retirement age or before fulfilling a 15-year contribution period, their heirs are still entitled to receive pension benefits. In addition, every participant of BPJS Ketenagakerjaan who has paid contributions is also registered in the JKM program. If the participant dies, the heirs will receive a death benefit.
The purpose of disbursing BPJS Ketenagakerjaan benefits for participants who have passed away is to ensure that the heirs and the participant's family can meet their basic needs for a decent life.
Quoting from the BPJS Ketenagakerjaan website, here are the amounts of benefits that can be disbursed according to the BPJS Ketenagakerjaan program: 1. Death benefits amounting to Rp 20 million. 2. Lump sum periodic benefits amounting to Rp 12 million.
3. Funeral costs amount to Rp 10 million. 4. Education scholarship of up to Rp 174 million for two children of the deceased participants. From various sources.
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