Before Indonesia, These Countries Have Implemented Similar Contributions to Tapera

Sebelum Indonesia, Negara-Negara Ini Sudah Terapkan Iuran Mirip Tapera

"Before Indonesia, these countries have already implemented similar contributions like Tapera."

"Dream - President Joko Widodo (Jokowi) has established a revision of the regulation on the implementation of the people's housing savings (Tapera), in which employees from private companies are now also required to contribute to Tapera."

Before Indonesia, These Countries Have Implemented Similar Contributions to Tapera

That is stated in Government Regulation (PP) of the Republic of Indonesia Number 21 of 2024 concerning Amendments to Government Regulation Number 25 of 2020 concerning the Implementation of People's Housing Savings (Tapera) signed by Jokowi on May 20, 2024. Tapera will be managed by the Tapera Management Agency (BP Tapera), which is a legal entity established to manage Tapera. The government sets the Tapera contribution at 3 percent of the salary or wages for employee participants and self-employed workers.

The following is the translation of the given 'Bahasa' text to 'English' while preserving any html tags: "The Tapera contribution is borne by the employer at 0.5 percent and the employee at 2.5 percent. Meanwhile, for self-employed workers, the contribution is borne by themselves."

The concept of housing contributions like Tapera has apparently been implemented in other countries. Here are some countries that have implemented similar policies to Tapera:

"Malaysia"

The Malaysian government has created several programs to assist the community in owning houses, especially for low-income individuals. One of these programs is the Employee Provident Fund (EPF). The Malaysian government has set the EPF contribution at 23 percent of monthly salary, with a composition of 11 percent from employees and 12 percent from employers.

The translation of "Singapura" from Bahasa to English while preserving any HTML tags is: "Singapore".

The Government of Singapore has the Central Provident Fund (CPF) program. CPF is a savings contribution that is useful for meeting retirement, housing, and healthcare needs. The contribution paid is 37 percent, with a composition of 17 percent from employers and 20 percent from employees.

"Filipina"

The Philippine government implements contributions for pension funds, work accidents, and housing financing. This contribution is mandatory for both formal and informal sector workers. However, informal sector workers can only participate in the program if their income exceeds 1,000 pesos per month. The set contribution is 11%, with workers contributing 3.63% and employers contributing 7.37%.

China

The Chinese government also has Mandatory Employee Benefits for pension funds, health insurance, insurance for disabled workers, occupational safety insurance, maternity benefits, and housing funds. Workers contribute 5% of their salary, while employers contribute 20%. This program does not involve the informal sector.

Other countries outside of Asia that also implement a similar contribution system like Tapera are Chile, Mexico, the Netherlands, and Brazil.

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