BP Tapera Reveals Only Workers Below UMR Salary Are Not Required to Join Tapera

BP Tapera Reveals Not All Workers Are Required to Join Tapera, Here Are the Criteria

"Dream - Commissioner of the Public Housing Savings Management Agency (BP Tapera), Heru Pudyo Nugroho ensures that not all workers are required to participate in the Public Housing Savings (Tapera) contribution program."

BP Tapera Reveals Only Workers Below UMR Salary Are Not Required to Join Tapera

The provisions related to this membership are regulated in Law Number 4 of 2016 concerning People's Housing Savings (Tapera).

"Regarding who is required to be a participant of Tapera, is it mandatory or not? If we look at the substance of Law No. 4 of 2016 concerning Tapera, it must be understood that not everyone is required to be a participant."

The text translates to: "Heru's words in the Press Conference in Jakarta, Friday, May 31, 2024, were quoted from Merdeka.com."

Heru mentioned that independent employees or workers who are required to participate in the contribution program are those who receive a minimum wage of at least the minimum wage.

While participants who are not required to participate in the Tapera program are employees or independent workers who earn below the minimum wage. This group of workers is not required to participate in the Tapera program.

"The Tapera participants who are required are only those whose income is above the minimum wage, those below the minimum wage are not required to be Tapera participants."

"bebernya." translates to "the rest."

The contribution rate for the Tapera program is set at 3 percent. The breakdown is as follows, 2.5 percent of the contribution is borne by the workers, and 0.5 percent is borne by the company.

"We have also conducted benchmarking on membership to existing institutions such as PT Taspen, ASN, BPJS Ketenagakerjaan for private and self-employment purposes."

Firmly, Heru concluded.

Previously, Vice President (Wapres), Ma'ruf Amin said that there needs to be further socialization and education to the public regarding the Tapera program. "Tapera is a savings program for the community to help each other in providing housing. If someone doesn't have a house, there is a Home Ownership Loan (KPR), there is a Home Development Loan (KBR), if they have land, they can build and get a loan later. If someone already has a house, they can use a Home Renovation Loan (KRR) to build a house," said the Vice President quoted from Merdeka.com, Friday, May 31, 2024.

The Vice President ensures that the savings deposits in Tapera contributions are safe and the funds can be withdrawn by participants. Especially for people who do not need housing financing. "Now, those who do not need it, the funds are savings. Savings that can be withdrawn later. So, actually this is a savings, Tapera. Therefore, if this is socialized, actually I think it is in the context of mutual cooperation, in the language of religion it is called ta'awun, helping each other in the context of helping each other," he said.

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