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Dream - The policy of the Home Savings Fund (Tapera) contribution, which now targets private workers and self-employed workers, has received protests from the public, employers, and laborers.
The worker's wages will be deducted by 2.5 percent, which will be borne by the worker, and 0.5 percent, which will be borne by the employer. Meanwhile, self-employed workers will have to bear the payment themselves.
The following is the translation of the provided 'Bahasa' text to 'English' while preserving the HTML tags: "The new regulation is stipulated in Government Regulation (PP) Number 21 of 2024 concerning Amendments to PP Number 25 of 2020 regarding the Implementation of People's Housing Savings (Tapera) signed by President Jokowi on May 20, 2024."
"In those regulations, it requires workers, including employees of state-owned enterprises (BUMN), civil servants (ASN/PNS), military/police personnel (TNI/Polri), as well as private employees and independent workers."
However, self-employed workers are not allowed to refuse or not participate in the Tapera membership. This policy is recorded in Article 55. Self-employed workers who violate it will be subject to administrative sanctions in the form of written warnings by BP Tapera. These sanctions will be given twice with a duration of 10 days each.
"Not only penalties for independent workers, article 56 also regulates penalties for employers."
Employers who violate will be subject to administrative sanctions in the form of written warnings, administrative fines, publishing Employer non-compliance, business license suspension, and revocation of business licenses. The amount of the administrative fine imposed is 0.1 percent per month of the mandatory deposits to be paid, calculated from the end of the second written warning.
While for the revocation of the employer's business license, it is imposed if after the imposition of the suspension of the employer's business license and failure to fulfill its obligations.
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