Dream - PT Asuransi Allianz Life Syariah Indonesia (Allianz Syariah) launches a new insurance product called AlliSya Legacy Max. This insurance provides early financial preparation services in the form of inheritance for the younger generation.
This insurance is claimed to be a financial solution for the future and able to provide peace of mind for the family that will be left behind.
The new Allianz Syariah insurance product is designed to target the younger generation as they are considered to have a higher awareness of the importance of financial planning in line with the financial challenges they face. Allianz Syariah refers to the Indonesia Millennial Report 2024 research issued by the IDN Research Institute. As many as 38 percent of millennials have started to regularly budget and have discipline in their usage. 50 percent of these millennials fall into the category of the "sandwich generation," responsible for the needs of their small families as well as their parents.
This research also shows that the income received by the younger generation is mostly spent to meet daily living needs. With various expenses, as many as 45 percent of millennials in the survey can only allocate less than 10 percent of the total expenditure allocation for insurance and health.
Head of Product Marketing & Development Allianz Life Syariah Indonesia, Rina Triana, explained that AlliSya LegacyMax has added value based on three principles of goodness in fulfilling trust, namely through contributions via tabarru funds, tanahud funds, and Wakaf.
From the perspective of family financial preparation, AlliSya LegacyMax provides financial protection until the insured party reaches the age of 120. With AlliSya LegacyMax, participants are able to obtain extra protection with a total benefit of up to 150 percent.
Selain itu, participants can also benefit from a withdrawal of funds starting from the 15th or 25th year of the policy, depending on the age of the insured party at the policy's effective date.
The following is the translation of the given 'Bahasa' text to 'English' while preserving any HTML tags: "The benefits of this life can be used by participants as long as they still exist for various personal and family needs, such as additional funds for religious activities (umrah/hajj). Then, additional funds for retirement, or also additional funds for other expenses related to children such as education or marriage. Participants can also use it to share goodness with others through donations or contributions."
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