The condition makes financial preparation for the future an important factor. The preparation can be in the form of an emergency fund as a "guardian" of those changes' impacts. However, a survey titled Adult Financial Literacy 2020, cited by Prudential, revealed surprising facts. It is known that only about 9 percent of the Indonesian population can survive for more than six months using emergency funds in case of income loss.

The majority or 46 percent of Indonesians only have the ability to survive for one week. The rest only have one month to survive (18%), three months (6%), and 22 percent of respondents are unknown whether they have emergency funds or not. Without proper financial planning and preparation, someone is at risk of experiencing difficulties. Especially if something happens that impacts the family.

Still remember when our parents bought us a chicken piggy bank or a jug when we were little? We were taught to save by setting aside our pocket money so that we could fulfill our dreams like buying shoes, bags, or bicycles. It's the same when someone grows up. The habit of setting aside income will also be very useful in the future.

The expression 'health is precious' is felt when we are suffering from illness. The costs and time spent on treatment, recovery, and loss of income serve as a reminder that living a balanced and healthy lifestyle is much more enjoyable and easy. Maintaining physical and mental health is one form of investment for our future.

Many people may not understand how to actually manage their finances properly. Some others are confused in choosing the right investment or planning financial preparations for the future since early on.

Preserving the HTML tags, the translation of the given 'Bahasa' text to 'English' is as follows: "Taking care of our beloved family is important, including preparing valuable legacies and protection for the family. Prudential Syariah introduces PRUAnugerah Syariah this year, a new traditional Sharia life insurance product with lifelong life protection as a form of support for the One Family One Billion program, with contributions starting from Rp500,000 per month."