Tips for Managing Finances for the Sandwich Generation, So You Can Still Heal

Tips Mengatur Keuangan Bagi Generasi Sandwich, Biar Tetap Bisa Healing

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"Tips Managing Finances for the Sandwich Generation, So You Can Still Heal"

The translation of the given 'Bahasa' text to 'English' while preserving any html tags is: "The sandwich generation often complains about disappearing money for others, maximize money management with these tips!"

Dream - Most people have a desire to welcome the long year-end holiday with a vacation. This moment of New Year's transition wants to be greeted with all the luxury and fun. However, some others have to think twice when they want to use their money for vacation purposes. This may be experienced by the sandwich generation who cannot freely with their financial conditions. The sandwich generation refers to a group that grows and is squeezed in the midst of responsibilities of two generations, namely taking care of parents and other family members.

Tips for Managing Finances for the Sandwich Generation, So You Can Still Heal

Certified Financial Planner OneShildt, Agustina Fitria said, the majority of Indonesians are Generation Sandwich. According to Agustina, this warm phenomenon also becomes a big challenge.

"Positively, they serve their parents, but they have to manage their finances for their children's needs to be met, and also for their parents' needs to be met, ultimately leaving them with insufficient space for themselves."

Agustina revealed at the Genius Financial Class event: Financial Check-Up to Achieve Healthier Finances in Jakarta, Thursday, December 21, 2023.

The translation of the 'Bahasa' text "Perlunya Financial Check Up" to 'English' while preserving any html tags is as follows: "The Need for Financial Check Up".

According to him, this sandwich generation needs to understand financial planning or financial targets. They are also advised to conduct a financial check-up to know their financial condition.

"Everyone needs to practice healthy finances, whether they are old or young, single or married, in order to anticipate significant changes in their finances.""
"ujarnya." translates to "he/she said."

"Dream.co.id."

Agustina, who is also an expert in financial planning, said that there are three basic references to examine finances. Some of the indicators are positive cash flow, availability of emergency funds, and sufficient health and/or life protection.

He added, there are also several solutions to improve financial health so that the rate of income does not inversely correlate with expenses.

He conveyed the need for financial surplus, which is done by conducting a 4-step financial check-up. 1. Creating a budget. 2. Recording income and expenses. 3. Prioritizing important and urgent needs. 4. Reviewing at least once a year. From the obtained reports, healthy money has an ideal emergency fund ratio of 3-6 months of monthly salary. Savings should also be regular with a minimum ideal portion of 10 percent.

The following is the translation of the 'Bahasa' text to 'English' while preserving any html tags: "Lastly, the sandwich generation needs to make investments as early as possible so that their savings do not just sit idle and erode due to inflation. This investment should be at least 5 percent to 10 percent of their expenses, which should also include emergency funds. The presence of investments can also support retirement funds for the sandwich generation. At the very least, the total debt should be smaller than the income and savings that exist. (Report: M Bintang Alfan Nur Fauzi)"

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"Tips Managing Finances for the Sandwich Generation, So You Can Still Heal"

"Positively, they serve their parents, but they have to manage their finances for their children's needs to be met, and also for their parents' needs to be met, ultimately leaving them with insufficient space for themselves."

The translation of the 'Bahasa' text "Perlunya Financial Check Up" to 'English' while preserving any html tags is as follows: "The Need for Financial Check Up".

"Everyone needs to practice healthy finances, whether they are old or young, single or married, in order to anticipate significant changes in their finances."""ujarnya." translates to "he/she said."

"Everyone needs to practice healthy finances, whether they are old or young, single or married, in order to anticipate significant changes in their finances.""
"ujarnya." translates to "he/she said."