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BCA Syariah Raih Laba Bersih Rp153,8 Miliar di Tahun 2023

BCA Syariah Achieves Net Profit of Rp153.8 Billion in 2023.

Dream - PT Bank BCA Syariah (BCA Syariah) closed the year 2023 with a net profit of Rp153.8 billion, growing by 30.8% compared to the previous year (year on year/yoy).

BCA Syariah Achieves Net Profit of Rp153.8 Billion in 2023

President Director of BCA Syariah, Yuli Melati Suryaningrum, said that the increase in profit is supported by the acceleration of financing distribution and the acquisition of a customer base, especially CASA customers, as well as balanced asset and liability management.

BCA Syariah Achieves Net Profit of Rp153.8 Billion in 2023
BCA Syariah Achieves Net Profit of Rp153.8 Billion in 2023

The Director of BCA Syariah, Pranata, also stated that the total assets of BCA Syariah in 2023 reached Rp14.5 trillion, an increase of 14.2% compared to the previous year.

Growth in assets is supported by the collection of Third Party Funds (DPK) reaching Rp10.9 trillion, growing by 15.5% YoY, and the distribution of financing reaching Rp9.0 trillion, growing by 18.8% YoY.

BCA Syariah Achieves Net Profit of Rp153.8 Billion in 2023

A number of other financial ratios are also considered to show good performance in 2023. Return on Asset (ROA) and Return on Equity (ROE) show growth compared to the previous year, reaching 1.5% and 5.2% respectively. According to Pranata, this good performance is also supported by the Bank's operational efficiency, reflected in the BOPO (Operating Expense to Operating Income) of December 2023, which is at 78.6% or an improvement from the same period in the previous year.

"BCA Syariah also delivers strategies to achieve solid and sustainable growth, including accelerating the growth of the number of customers, especially in low-cost funds (Current Account Saving Account/CASA)."

BCA Syariah Achieves Net Profit of Rp153.8 Billion in 2023

"To support this, BCA Syariah accelerates the adoption of technology in its products and services, as well as modernizes its IT infrastructure to maintain the CASA composition at 38.1% of the total DPK reaching Rp4.2 trillion."

BCA Syariah Achieves Net Profit of Rp153.8 Billion in 2023

"We are launching a new feature, namely Online Account Opening through BCA Syariah Mobile. This solution is a tangible manifestation of our efforts to listen to the needs of the community to access BCA Syariah services. Alhamdulillah, this service has been well received by the community, thus increasing the number of customers by 170.1%," said Pranata in the media update on BCA Syariah Performance Presentation 2023 at BCA Syariah Head Office, Jakarta, March 5, 2024."

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