Dream - Approaching Eid, in addition to preparing various typical dishes, which are usually not less prepared is to exchange Eid money. Indonesians will flock to exchange their money in large quantities to be exchanged for small change. Starting from five thousand to twenty thousand. Later, the money will be distributed to relatives. Usually, young children, such as nephews or other relatives. So, how does Islam view the culture of exchanging money before Eid? What is its ruling in Islam?

If seen from the practice of exchanging money (ma'qud 'alaih), it is the money itself, so exchanging money with a certain amount of excess is prohibited in Islam. This is because the practice falls under the category of usury. However, if seen from the practice of exchanging (ma'qud 'alaih), it is the service of the person providing the service, so the practice of exchanging money with a certain excess is permissible. This practice falls under the category of lease. Lease itself is a type of buying and selling activity. However, the product is in the form of a service, not goods.

There are different views in the practice of exchanging money before Eid, which arise because people consider the point of the money exchange contract itself. Some consider money as the item being exchanged, while others consider it as the service provided by the money exchanger. However, sometimes the item follows, as a consequence of the service contract. As explained in the following Nihayatuz Zein Book:

"Goods sometimes follow as if someone hires a woman to breastfeed their child, then it is permissible according to the text of the Qur'an. The most authentic, the point of the contract is located in the activity of caring for the baby by a woman who holds him in her lap, feeds him with milk, and expresses it as needed. The point of the contract is located in the activity of the woman. Meanwhile, breast milk becomes the right of the baby as a consequence of the nurturing activity." (Sheikh M. Nawawi Banten, Nihayatuz Zein)

Meanwhile, the cost that must be paid to exchange money, which is usually found on the side of the road, is the service. It is not the item itself, which in this case is money. Regarding the cost of money exchange services, this is not regulated in Islamic jurisprudence. Therefore, it is adjusted based on the agreement between both parties. So, the practice of exchanging money is prohibited if the object of exchange is money itself with a certain amount of excess. Because the practice is considered usury.

In this case, he gives an example. For example, if someone wants to exchange one million rupiah with the desired denomination of money, then the total remains one million. As for the exchange fee, it is given through other transactions, outside of the money exchange transaction. Money exchange transactions where the fee is deducted directly from the exchanged amount, then it is considered usury practice. Buya Yahya also said that when exchanging, not only the value should be the same, but the delivery must also be the same. If it is not the same, then it is considered usury.